Tools · Life
Life / money
Outer life gets loud. Bills, balances, a leak that eats an evening. These pages help you put a few ducks in a row so there is room — hours, attention, a quieter mind — for practice and the Great Work. That is the only reason they exist here. This is not a finance brand, not a get-rich path, and not a vow of poverty.
Why this shelf exists
A sitting is hard when the month is on fire. A must-pay list, one honest look at debt, and a small buffer will not awaken anyone. They can stop the same emergency from taking the hour you meant to sit. Temperance is measure. Non-grasping is not a sermon about being poor or rich. Organize what you can. Then leave for the work.
The helpers
All of these stay on your device. No accounts. No paid feeds. Surface numbers only — no product picks, no brokers, no “buy this ticker.”
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Cash-flow
Budget / cash-flow
Income, must-pays, leftover. A quiet list — not a personality test.
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Debt
Debt payoff
Avalanche versus snowball from the numbers you enter. Comparison only.
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Buffer
Emergency fund target
Months of must-pays as a buffer. A target, not a dare.
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Illustration
Compound growth toy
A classroom illustration of time, an assumed return, and a regular contribution. Not a product pick.
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Time
Time reclaim
A rough sketch of hours a leak or habit might be costing. Approximate on purpose.
A handheld week
If you want ordinary language first — notice spending, write must-pays, look at one debt, name a buffer — use I want to simplify my money so I can practice. Then come back to a calculator if you want one.
What these are not
Not investment advice, not tax help, not a debt-settlement shop, and not a reason to skip a qualified adviser. Not a scoreboard. If money stress is crushing your mental health, that is care — not this library. Sitting tools live on the main Tools shelf.
When you are ready
One list is enough. The sitting will still be there.